Legal & Finance
Legal and financial guidance for international real estate buyers
Explore Legal & Finance Topics
Financing and mortgage options for international buyers
Property insurance and buyer protection strategies
Legal requirements for international property buyers
Tax implications and planning strategies
Hidden Legal Costs and Timing When Buying in France
A lifestyle-first look at buying in France: how seasonal rhythms, departmental tax shifts and local rules shape costs and the way you live.
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Reciprocity, Seasons and Hidden Costs of Buying in Croatia
Croatia’s charm masks legal and fiscal quirks: reciprocity requirements, 2025 municipal property taxes, and VAT vs transfer‑tax choices shape who can buy and what it will cost.
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Protecting the Life You Buy in Croatia
A lifestyle-led guide to insuring Croatian homes: match cover to stonework, seasonality and rental use; commission local valuations and bilingual policies.
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Protecting Croatian Provenance: Insurance & Legal Steps
How to protect a Croatian property and the life it enables: legal steps, insurance match‑ups and local practices that preserve provenance and seaside living.
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Croatia: How 2025 Taxes Quietly Change the Life You Buy
How Croatia’s 2025 tax changes reshape property decisions — lifestyle-first advice to minimise surprises and protect long-term value.
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The Off‑Season Edge: Why Croatia’s Winter Reveals Value
Why winter and shoulder seasons in Croatia reveal neighbourhood truth, legal advantages and negotiation room — a sensory-led, research-backed path to buying with confidence.
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Croatia’s Tax Rhythms: Season, Use and the Real Cost of Home
Croatia’s coastal romance now meets a revised tax reality: municipal annual property levies, 3% transfer tax or 25% VAT, and exemptions for primary homes and long‑term lets reshape where buying makes sense.
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When Croatia’s Property Tax Makes a Holiday Home a Liability
Croatia’s 2025 property tax reforms shift costs onto vacant and holiday homes—plan ownership use, municipal rates, and VAT vs transfer tax to protect lifestyle and returns.
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Croatia: The Life You Buy — Legal Facts & Local Rhythms
A lifestyle-first look at buying in Croatia: how daily rhythms, seasonal life and legal realities (EU parity, ministerial consent, rising house prices) should shape your choice.
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Why Summer Viewings Can Cost You in Croatia
A lifestyle-led look at buying in Croatia: how seasonal demand, bank rules for foreigners and 2025 tax changes reshape mortgage choices and timing.
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Croatia: Reciprocity, Seasonality and the Legal Steps to Own
Daylight on a Dalmatian terrace is seductive — but Croatia’s reciprocity rules, land‑use limits and seasonality quietly shape ownership. Plan early, hire local experts, and match property type to life.
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Hidden Legal Hooks in Greek Property Contracts
Live the rhythms of Greece while avoiding legal surprises: 3% transfer tax, Golden Visa zone limits and new tourism levies reshape where and when to buy.
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